Foreclosure Backlog Gives Homeowners a Reprieve - NYTimes.com

Foreclosure Backlog Gives Homeowners a Reprieve - NYTimes.com: "In the 27 states where the courts play no role in foreclosures, the pace is much more brisk — three years in California"

Medical bill collection accounts may be depressing loan applicants' credit scores - latimes.com

Medical bill collection accounts may be depressing loan applicants' credit scores - latimes.com: "Titled the Medical Debt Responsibility Act, the bill would require the three national credit bureaus — Equifax, Experian and TransUnion — to expunge medical collection records of $2,500 or less from files within 45 days of their being paid or settled."